Personal loan is especially for salaried workers who needed emergency cash loan for personal purposes. These loans known as unsecured loans, which mean you get the borrowings without giving any collateral. These loans are advanced based on the borrowers’ credit profile and their ability to repay the loan from their salary.
Why need loan?
Sometime, you may need urgent money to pay for outstanding debts, medical bill or education fees. Or you need to buy hand phones or clothing for a particular event. In other times, it could just be that you have overspent this month and are waiting for the next salary to come in. For whatever reason, we can help you in this.
Requirements for personal loan
To qualify for the personal loan you must show that you have been employed for at least 3 month, with 3 months’ payslips. In addition, you need to furnish 3 months bank statements to proof your income. You can also provide the latest EPF statements, which will show you are really a salaried worker. Lastly, the other incidental documents are IC copy and Utility Bills.
Our services’ feature
Firstly, we have an easy application process of personal loan. You can just make enquiry via phone, to know the estimated amount that you can quality. However, this is still subject to further credit checking. We are known to provide a fast approval process which the loan can be approved within 24- 48 hours. And we also provide a quick disbursement which the cash can be immediately transfer through online. Our repayment terms are flexible according to your needs. And best of all, we do not require upfront payment of processing fees, hence you do not need to worry about being scammed.
Who are we?
We are licensed money lender with more than 10 years’ experience in this industry. We have helped many people overcome their financial difficulty. We specializes in KL and Selangor within Malaysia, namely in Selayang, Damansara, Petaling Jaya, Kepong, Sri Petaling, Cheras, Puchong, Putrajaya, Shah Alam and Ampang. We also cover Johor, Negeri Sembilan, Penang, Perak and Pahang for business loan.
Thus, if you need cash urgently, you can always call us to ask. The loan amount may not be huge, and is dependent on your salary. Usually maximum is 2 times of your current salary. But at least it can help you to solve your financial difficulty.